Commentary on credit markets, interest rates and the broader Australian business environment, prepared for brokers, developers and investors operating in this asset class.
The development industry says financing capacity and buyer spending power have both fallen about 10%. What that means for project feasibility, and what still gets funded.
Rent growth has slowed sharply as tenants hit an affordability ceiling. What flat rents, rising vacancies and higher rates mean for property investors and their lenders.
The ATO's ban on credit card tax payments has been delayed to 30 June 2027. What changed, why, and how SMEs should use the extra time to plan their tax funding.
The RBA's October 2026 Financial Stability Review looks closely at non-bank lending and private credit. What it means for commercial borrowers, developers and brokers.
Victoria is replacing stamp duty on commercial and industrial property with an annual tax. What CIPT and the government transition loan mean for your purchase funding.
Negative gearing changes apply to residential property only, but the CGT overhaul and SMSF borrowing ban reach further. What the new rules mean for commercial investors.
Construction remains Australia's most insolvency-hit industry. What to check about your builder before signing a contract and taking out a construction loan.
The ATO's plan to stop accepting credit cards has been delayed to 30 June 2027. What businesses with tax debt should do with the extra time.
Australia's housing downturn is now broad-based. What falling values mean for valuations, LVRs, refinancing and exit strategies for property-backed borrowers.
Private credit became a major funder of Australian property development as banks stepped back. Here's what developers and brokers should expect next.
ASIC has moved "beyond warnings" on private credit. What its 10 principles mean for brokers and borrowers, and the questions worth asking any non-bank lender.
Bathla's $3.4 billion collapse is a hard lesson in development risk. What developers and brokers can learn about exit strategy, valuations and funding structure.
The RBA's fourth rate rise this year takes the cash rate to a 15-year high. We look at what it means for borrowing capacity, bank lending appetite and the case for property-backed private finance.
Collectable ATO debt has reached $54.2 billion, with small business carrying almost two-thirds of it. We look at why refinancing alone is rarely the answer — and what a credible plan actually requires.
Why a second mortgage can unlock equity without disturbing an existing facility — and what a private lender is really looking at when it sits behind another registered mortgage.
Buying before selling, auction settlements, and developments running ahead of a sales campaign. What actually makes a bridging facility work is the exit — not the rate.
Send us the detail and hear back directly from our credit team with clear initial feedback.
Submit Your Scenario →